Financing & Leasing Options

At Albert’s Furniture, our Lease-to-Own program provides an accessible way to furnish your home without the need for perfect credit. This flexible option allows you to lease the items you need with the opportunity to own them over time. Here’s how it works:

• Lease-to-Own (LTO) is a convenient financing alternative that enables you to lease furniture with manageable payments while working toward ownership.
• General Terms: With LTO, you’ll make periodic payments over an agreed-upon term. Ownership is granted once the final payment is made or the lease is fully satisfied. Early payoff options are often available, providing savings and flexibility.

In-House, 12-month interest free financing (NO CREDIT NEEDED)

Requirements for In-House 12-Month option:

• Roughly one-third (33%) of total purchase price as a deposit plus sales tax
• Proof of income (Most recent check stub, Social Security/Disability/Pension/Veterans' Award letters required)
• Proof of identification (Government Issued State ID/Drivers License and Social Security Card)
• Fill out application
• Eligible customers are welcome to pay towards a down payment before 12-Month financing period begins
• Everything must be fulfilled prior to delivery!

Albert’s Furniture Six-Month Layaway Program (SAME AS CASH PRICING):

We’re excited to offer our convenient online Layaway program, designed to make buying your dream furniture simple and stress-free. With this program, you can break down your purchase into manageable installments that fit your budget. Plan and pay for your home furnishings at your own pace, all while ensuring your desired items are reserved for you. It’s the perfect way to budget for a beautiful home!

Requirements:

• Minimum Total: $599.99
• 10% deposit of the total purchase price
• Six-month payment arrangement
• Total balance must be paid in full prior to delivery or pickup

Program Benefits:

• Enables customers to budget for their purchases
• Payments are made toward the total balance, and furniture is delivered after the balance is paid in full.

Have More Questions?
Look at the Frequently Asked Questions (FAQ) by clicking HERE or feel free to contact any one of our locations for information.